Understanding Card Types in Weel

Weel gives teams flexible control over company spending through Primary and Secondary cards. Each card type serves a distinct purpose and helps maintain clarity, control, and security when making payments — whether online or in-store.

Primary Card (Virtual and Physical)

The Primary Card is your main card for spending with Weel. It can be used for in-store purchases via a mobile wallet or as a physical card.

How It Works

• The primary card can be:

  • Virtual – added to your Apple Wallet or Google Pay for mobile payments.

    • A virtual primary card is allocated when the user is enabled with the Card payment type: How to view, add or remove payment types

  • Physical – a tangible card you can carry for in-store purchases.

    • A physical card is allocated when a physical card is issued to a user: How do I issue a physical card?

• Both the virtual and physical versions share the same card number and are controlled by the budget they’re currently linked to.

Managing Budgets

• Spend limits on the primary card depend on the budget it’s linked to at the time of purchase.

• You can swap between budgets in the Weel app or web platform at any time.

• This ensures the correct budget is charged for each transaction while maintaining flexible access to funds.

Secondary Budget Cards (Virtual)

Secondary cards, also known as Budget Cards, are automatically issued when a team member is added to a budget in Weel.

Key Features

• Each budget has its own virtual card, with a unique card number.

• Budget cards can only be used for online payments.

• Spend on each card is limited by the budget it’s linked to, providing clear visibility and control over spend.

Example

If you’re a member of multiple budgets — for example, Marketing, Coffee, and Team Bonding — you’ll have a separate budget card for each.
Your Primary Card might be linked to the Coffee budget today, but you can easily switch it to Marketing when needed.

Why It Matters

This card structure ensures spending is always controlled, secure, and transparent:

• Budget-specific control – only the funds allocated to a particular budget can be spent using its card.

• Simplified tracking – every transaction is automatically associated with the right budget.

• Enhanced security – multiple card numbers reduce exposure to fraud and misuse.

In summary:

Your Primary Card handles in-store purchases and can switch between budgets, while Secondary Budget Cards manage specific online spending. Together, they provide a seamless, flexible way to manage company spending through Weel.

Related article: Why do I have multiple card numbers?