Weel splits company spending across two card types: your Primary Card for everyday purchases, and Secondary Budget Cards tied to specific budgets. Each keeps spending controlled, secure, and easy to track in-store or online. You can switch your Primary Card between budgets anytime, so funds stay flexible while every transaction lands against the right budget automatically.
How It Works
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Primary Card: Your main card for spending. It starts as a virtual card, with an upgrade to a physical card available from your Account Owner or Admin.
- Virtual: Added to your Apple Wallet or Google Pay for mobile payments. A virtual primary card is allocated when the user is enabled with the Card payment type: How to view, add or remove payment types
- Physical: A tangible card you can carry for in-store purchases. A physical card is allocated when a physical card is issued to a user: How do I issue a physical card?
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Secondary Budget Cards: A unique virtual card for every budget you join, on top of your one Primary Card, so spend stays tracked per budget.
- Each budget has its own virtual card, with a unique card number.
- Budget cards can only be used for online payments.
- Spend on each card is limited by the budget it’s linked to, providing clear visibility and control over spend.
- Budget linking: Switch which budget your Primary Card draws from anytime in the Weel app or web platform, so the right budget gets charged automatically.
- Online-only Budget Cards: Secondary Budget Cards work for online payments only, they can't be added to a digital wallet or tapped in-store.
- Enhanced security: Multiple card numbers, plus Apple Wallet and Google Pay tokenisation, limit what's exposed if a card or wallet is compromised.
Good to know
- Issuing a physical card closes your existing virtual Primary Card and gives it a new card number. If the old card was in Apple Wallet or Google Pay, it stops working there (you may see a "Contact card issuer" error), so add the new card to keep paying with your phone. Tap and wallet payments work immediately, even before the physical card arrives.
- Adding a card to Apple Wallet or Google Pay just tokenises your existing Primary Card rather than creating a new number. Budget linking isn't available while your Primary Card is frozen.
- A Secondary Budget Card isn't issued until someone accepts their invite and becomes an active team member on the budget. Each membership then gets its own unique card number, rather than one shared per budget.
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